Flexible Deck Financing with Royal Deck: Build Now, Pay Later
Everyone should have the opportunity to enhance their home with a custom outdoor space. That’s why Royal Deck offers deck financing options, making it easier for homeowners in Illinois and Georgia to build now and pay later.
With our financing solutions, you can enjoy your new composite deck or outdoor renovation without the burden of immediate, upfront costs. Instead, you can spread the expense over time with manageable payments, making financing a deck straightforward and accessible.
We partner with HFS Financial to guarantee you receive competitive rates and affordable payment plans with deck loans up to $300,000. Start your project today and transform your outdoor living area with the financial peace of mind you deserve.
Why Choose Financing for Your Deck Project?
Financing a deck project with Royal Deck comes with several compelling benefits:
Embark on transforming your outdoor area with Royal Deck’s flexible deck financing options and enjoy a beautiful addition to your home sooner than you ever thought possible.
- Immediate Start: You can begin your project immediately without the need to save the entire cost upfront. This will speed up your enjoyment of your new outdoor space with deck finance solutions.
- Enhanced Home Value: Financing allows you to enhance your property’s appeal and functionality immediately. By completing your deck now, you spread the costs over time, making it a comfortable and practical investment when you finance a deck.
- Financial Flexibility: This approach lets you improve your living space without the financial burden of a lump-sum payment, making it an economically sensible way to upgrade your home through financing when needed.
Partnering with HFS Financial for
Flexible Financing Options
Royal Deck proudly partners with HFS Financial to offer you comprehensive financing solutions that make deck construction or renovation projects more manageable and affordable for deck companies that finance. Here’s how our collaboration benefits you:
01
Direct-to-Consumer Funding
Our financing options include fixed-rate personal loans with low monthly payments, which makes it easier for you to manage your finances effectively. We also provide deck loan options with no equity requirements, and funds are disbursed directly to you for full project control.
02
Lightning-Fast Approval Process
Using HFS Financial’s streamlined application process, getting prequalified is quick and user-friendly. This tool helps you find the ideal financing plan tailored to the scale of your deck project, whether large or small, with same-day qualification available for deck builders with financing.
03
Higher Credit Limits for Bigger Dreams
With HFS Financial, you can access credit limits up to $300,000, giving you the financial flexibility to pursue more ambitious deck projects. Often, applicants receive approval for additional credit, allowing for even more significant enhancements to their home.
04
Competitive Fixed Rates
As an added advantage, HFS Financial offers fixed rates as low as 7.99% with terms up to 20 years and no prepayment penalties, perfect for those who want predictable payments through direct funding programs.
Choose Royal Deck and HFS Financial to bring your dream deck to life. Our partnership ensures that you have access to financing plans that cater to every need and desire, allowing you to begin your project with confidence and financial peace of mind. Start today and transform your outdoor living space into something truly incredible.
Effortless & User-Friendly Process
Get started on your deck project with ease! The HFS Financial application process is straightforward and user-friendly. Simply complete the online prequalification in about 60 seconds, and you're on your way to a swift approval. No hassle, no fuss - just a simple path to beginning your exciting new deck transformation with deck financing near you conveniently. The streamlined experience is designed to reduce friction so projects can move forward quickly and confidently.
How to Apply for Deck Financing
Applying for financing with Royal Deck is straightforward and accessible, ensuring you can begin your project with ease:
Schedule a Free Consultation
Contact us to arrange a no-cost deck consultation in Illinois or Georgia to discuss your decking needs and project specifics.
Discuss Financing Options
After finalizing the design and estimate, our team will guide you through the available financing options to find the best fit for your financial situation and explain how to finance a deck comfortably.
Submit a Financing Application
Apply for financing with HFS Financial through their credit-safe prequalification process, a popular choice for deck builders who offer financing to customers.
Quick Approval and Project Initiation
Receive fast approval so you can begin your decking project without delay, enabling you to finance deck build projects immediately.Our flexible deck loan programs are designed to be quick and simple. We accommodate a wide range of financial situations and get you started on your project sooner, perfect for those comparing deck and patio financing options.
No Upfront Payments: Start Building Now
With Royal Deck’s flexible financing options, you can kickstart your deck project today without worrying about upfront costs. Enjoy the convenience of starting immediately and spreading the expense with manageable monthly payments after the project’s completion.
The Royal Deck financing approach allows you to enhance your outdoor living space now and pay later, making it easier to budget for and enjoy your new deck. This also applies to porch financing for covered outdoor areas.
Start Building Your Dream Deck with Affordable Financing: Contact Royal Deck today to learn more about our flexible financing options. Call us at (331) 385-0737 or fill out our contact form to schedule a consultation and discuss payment plans that fit your budget.
Fixed Rates
as Low as 7.99% APR!
Terms up to 20 Years | Loans up to $300,000
Frequently Asked Questions (FAQs) About Deck Financing
What are the benefits of financing my deck project?Financing lets you begin your deck project immediately without needing a large initial payment. This way, you can enjoy your new deck quickly while spreading the cost over time with easy payments, supporting smart ways to finance deck improvements.
How do I know if I qualify for deck financing? Our lending partner HFS Financial reviews your credit score and financial history to determine your eligibility. Most homeowners with various credit situations are eligible for financing, making us one of the deck companies with financing that serves diverse financial backgrounds across Illinois and Georgia.
How long does the financing approval process take? The approval process is fast, with same-day qualification possible and funding typically available within 48 hours after you submit your application. This also applies to patio loans for patio projects.
Can I finance both a new deck and deck resurfacing? Yes, you can use our financing for any type of deck project, whether it's building a new deck, resurfacing an existing one, or adding other outdoor structures, covering all common needs.
Are there any hidden fees or interest rates? We believe in transparency. Any fees or interest rates will be clearly outlined upfront, so there are no surprises. You'll know all the costs before you agree to any affordable payment plans.